# Tuesday, 26 September 2006
                 

Paramedicals and Health Plans

Today, people have a wide array of health care choices. With new technological and research advances, there are a wider variety of prescription drugs and treatments available for most health problems. Unlike some previous healthcare choices , new drug therapy can be very effective with fewer side effects. This, combined with other forms of therapy, can be highly effective for people suffering from pain caused by back and foot problems. 

For many health problems relating to back and foot pain, your doctor may recommend that you seek treatment from a chiropractor, chiropodist, massage therapist, podiatrist, acupuncturist, or naturopath (depending on the nature of your injury). These treatments, combined with drug therapy, can help promote healing and drastically reduce healing time. There are many effective prescription drugs that can help reduce the swelling and the pain, while treatment from a relevant health care practitioner can help resolve the underlying health issue. 

Check to see if your current health insurance plan covers these forms of treatments. For those who want to create their own unique health care coverage, we offer a "Stand-Alone" option, which is available via the Flexcare Core Plan. The Flexcare Basic Plan allows the consumer to choose coverage for such treatment options such as:

  • Chiropractor
  • Chiropodist
  • Osteopath
  • Naturopath
  • Podiatrist
  • Registered Massage Therapist
  • Acupuncturist

A medical questionnaire is required, and there is a 20 visit maximum per discipline per year limit. For those consumers who wish to purchase more comprehensive add-on coverage, Flexcare Enhanced Plan is also available.

Talk to your family physician about the new courses of treatment available, and whether they would be beneficial to you. Your doctor can usually recommend a specialist. For those who are seeking a physician see the College Of Physicians And Surgeons web site.

posted on Tuesday, 26 September 2006 16:10:53 (GMT Daylight Time, UTC+01:00)  #   
# Thursday, 07 September 2006
                 

Canadian Dispensing Fees

In Ontario the dispensing fees you pay the pharmacist are posted for you to see, and you may have noticed that those fees are not the same everywhere.

Here are some of the costs that pharmacies use to determine the dispensing fee:

  • Supplier costs.
  • Providing drug counseling.
  • Providing information to physicians and suppliers.
  • Record keeping.
  • Stocking of prescription drugs.

Some expenses are not directly prescription drug related but are business expenses, which are also taken into account when calculating and setting the dispensing fees. For example, the rent paid for the office spaces, the salaries of employees, etc.

So what options are open to the consumer? Shop around! Even within such major chains as Shoppers Drug Mart or Rexall Drugs, dispensing fees still vary. In Ontario the dispensing fees can range from $2.00 to $15.00 or more.

For persons with high and frequent use of prescription drugs there is also the option of using mail order pharmacies, who generally have lower fees.

There are also health plans out there that will pay reasonable and customary dispensing fees in full. An example of this is Manulife's Flexcare ComboPlus (Enhanced) plan.
 

posted on Thursday, 07 September 2006 14:50:05 (GMT Daylight Time, UTC+01:00)  #   
RSS 2.0