# Tuesday, 27 June 2006
                 

Traveling To Canada

Canada continues to be an affordable, exciting vacation destination for many people and offers an array of exciting outdoor and urban travel opportunities.

For more information about exploring Canada see the government's Exploring Canada web page.

While planning your Canadian vacation, ensure that you purchase the appropriate travel medical insurance. Whether you are sky-diving or sight-seeing, travel coverage takes the worry out of your trip.

IMG's "SelectaPlan" offers coverage for extreme activities via the "Adventurous Travelers" Plan, and covers international travelers up to age 49 who plan on participating in extreme sports and activities during their stay in Canada. Coverage is available for Canadians, U.S. and non U.S. citizens. Individual and family travel medical insurance plans are also available, with up to two years of coverage. Rates are based on age, length of coverage and country of citizenship. Discounted travel rates are available, for those who intend to travel in groups of 5 or more.

Ontario Blue Cross and Manulife Financial's Visitor's Insurance both offer extensive coverage, and is available to visitors, foreign students, immigrants and also returning expatriates. Coverage can begin as soon as 72 hours following purchase, and medical coverage includes hospital, medical and transportation expenses, as well as subsistence allowance and other travel benefits.
  

posted on Tuesday, 27 June 2006 20:19:31 (GMT Daylight Time, UTC+01:00)  #   
# Wednesday, 21 June 2006
                 

CONTROVERSY OVER BILL 102

How Ontarians will be Affected

It seems as though the Ontario government is quickly succumbing to pressure from large pharmaceutical companies. Bill 102, originally introduced in April 2006, was designed to help lower prescription costs for Ontario residents, but quickly outraged brand-name pharmaceutical companies.

One of the biggest issues in this controversy revolves around generic drug substitutions. As prescription drugs are one of the fastest growing elements in Canadian health-care spending, generic prescription drugs are a major threat to the profits of large pharmaceuticals. Currently, pharmacists are only required to substitute cheaper generic brands for drugs purchased under the provincial plan, or under workplace plans that demand such substitutions. Bill 102 theoretically would have allowed pharmacists to substitute generic drugs in all cases, unless specifically objected to by the prescribing physician. This would have meant significant savings to the consumer who is currently not covered under any health plan. Unfortunately, the government has since decided that "further studies must be done", leaving Ontarians to continue to pay top dollar for brand name prescriptions.

This decision leaves the Ontario consumer who does not have prescription coverage left with having no alternative but to pay the added costs of buying brand name drugs. For those who currently don’t have coverage, either individually or through their employer, purchasing health insurance may be a viable option. Such carriers as Manulife Financial, Ontario Blue Cross, Great West Life and Sun Life offer affordable coverage to ensure that Ontarians aren’t left struggling to cover rising prescription costs.
   

posted on Wednesday, 21 June 2006 18:11:40 (GMT Daylight Time, UTC+01:00)  #   
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