# Tuesday, July 24, 2012
                 

Overview of Diabetes

Diabetes is a disease that results in very high levels of sugar in the blood. There are actually three types of diabetes:
  1. Type 1 diabetes: this is when the body does not produce enough insulin, and requires the diabetic to get insulin needles or utilize an insulin pump.
  2. Type 2 diabetes: this is when the body is resistant to insulin, even though insulin may be produced in sufficient quantities (although there may be a deficiency as well).
  3. Gestational diabetes: this is specific to pregnant women who end up having an overly high glucose level in their blood. Oftentimes this carbohydrate intolerance returns to normal after the baby is born, but it is possible that this condition turns into permanent diabetes (type 2).

- For instant quotes and more information please click here -

Treatment of Diabetes

There are numerous things that can be done to alleviate and control diabetes.

Healthy Diet

A healthy diet can help to control blood glucose levels and prevent further medical complications.
Diabetics should eat foods that are high in fiber and low in saturated fats. Processed white sugar should also be avoided (make sure to start reading the ingredients of the food you buy: you might be surprised at the number of food types that contain sugar). Avoiding processed sugar will also help prevent diabetes from developing.

Regular Exercise

Regular exercise such as running, swimming or even walking can help to prevent diabetes, as well as preventing medical complications from arising. Overweight people should consider losing weight.
 
It is important to exercise within your limits: overdoing can lead to a worsening of your medical condition as well as heart attacks, etc. Consult your doctor for more information.

Reduction of Alcohol and Tobacco Consumption

Consider reducing or eliminating all together the consumption of alcohol. Smoking also increases the risk of developing diabetic complications.

Monitor Blood Glucose Levels and Insulin Intake

It is vitally important to monitor blood glucose levels, which is accomplished using various diabetic testing supplies. Insulin may also be required (for Type1).

Health Insurance for Diabetics

Most health insurance plans offer coverage for durable medical equipment, which includes testing kits and blood sugar monitors.

We recommend going with a ComboPlus Starter plan from Manulife Financial. This particular Flexcare plan offers the following features:
  • It is guaranteed issue health insurance. There are no medical questions asked when applying for coverage.
  • It offers 100% coverage for durable medical equipment with escalating yearly maximums (see table below).
  • In the first year of coverage it almost pays for itself when using it for diabetic medical equipment. As coverage increases (see table below) the cost of diabetic medical equipment (testing kits, blood glucose monitoring meters, insulin products, etc.)  pays for the policy’s premiums.
  • In addition to providing durable medical equipment there is also prescription drug and dental coverage.
Year 1Year 2Year 3Year 4Year 5+
$1,000$1,300$1,500$1,700$3,000

Table 1: Increasing yearly maximums for durable medical equipment (Flexcare ComboPlus Starter plan).

For further coverage details see our Flexcare Plan Details page.
 
If you would like to talk to a licensed Canadian insurance broker about this please call us at 1-800-474-4474. You can also visit our web site for more information.

For more detailed information about diabetes in general please visit the Canadian Diabetes Association.

RSS 2.0