# Monday, August 20, 2007
                 

Health Insurance for Students Studying In Canada

In a few short weeks, students from all over the world will be heading to Canadian universities and colleges. As a multi-cultural country, Canada welcomes foreign students, and recognizes their contribution to our communities. If you are not a Canadian citizen, and are planning on attending a post-secondary institution here, you should be aware of what exactly is entailed.

Non-Canadian citizens will require approximately 6 months in order to gather the required documentation and information that is needed. Make sure you allow yourself the necessary time to apply for and receive your documents and permits. You will need to allot time in order to find housing, etc. You will also need to determine how much money you will need in order to cover tuition, books, housing, etc. As you will not be covered under provincial healthcare, it is advisable to also purchase health coverage.

For those who wish to continue their education in Canada, we have provided some helpful tips to help you with the process.

• You must first choose the institution you wish to attend. Every university and college has it's own admission requirements, especially regarding language capabilities. It is important that you meet these requirements and are eligible for enrolment. It is advised that you apply a year before you wish to attend. Contact the university/college that you are interested in and obtain the necessary information and application forms. You must have your proof of acceptance before you apply for your study permit.


• Once you have your proof of acceptance, you can now apply for your study permit. In order to be eligible for this permit, you will need to prove that you have enough money to cover your expenses. This includes your tuition, living expenses for you and any family members that are coming with you to Canada, and transportation between Canada and your current country of residence. You may also need to obtain a certificate from the police stating that you have no criminal record and are not a risk to Canadian security. You must be willing to complete a medical examination, if necessary, in order to prove that you are in good health. An immigration officer may want to verify that you intend on leaving Canada upon completion of your studies.

• You are now ready to apply for your study permit. You will need to find out how long it will take to process your application. You can do this by visiting the Citizenship and Immigration Canada website. This website also has the necessary forms for you to download and print. Check the List of Designated Countries to see if you also need to apply for a temporary resident visa as well as your study permit. You do not need a separate application for a visa, as a visa officer will process your application at the same time. Collect all of the documents you will need to provide, such as your proof of acceptance, proof of identity, proof of financial support and letter of explanation. Once you have all your documentation in order, submit your application to the nearest visa office. You will be required to pay a processing fee, which is non-refundable, even if your application is denied.

• Once your application is approved, you will receive a letter of introduction confirming your approval. You must bring this letter with you to show immigration officials when you arrive in Canada. If you are from a designated country in which you require a visa, the Temporary Resident Visa (TRV) will be in your passport. This indicates the expiry date in which you must arrive in Canada, and also whether or not you will be allowed to enter Canada multiple times during your stay. Make sure you bring all of your necessary documents, as you will be required to show them before admittance into Canada.

The Canadian government does not cover the medical costs incurred by foreign students. Therefore, it is strongly recommended that foreign students purchase their own health insurance coverage. HealthQuotes.ca offers several Visitors to Canada insurance plans. These plans provide coverage for foreign students attending school in Canada. To qualify, you must be a full-time student during the time of coverage. These policies cover expenses such as:

•  Hospitalization
• Physician Fees
• Medical Appliances
• Nursing Care
• Diagnostic Services
• Prescription Drugs
• Dental Care
• Ambulance

For more information about health insurance for foreign students, please contact one of our brokers.

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