Better Business Bureau

Canadian Guaranteed Issue Health Insurance

Instant Quotes for No Medical Health Plans!

People that need health insurance sometimes have pre-existing conditions, and if this applies to you then you have two options:

  1. Consider a guaranteed health insurance plan (no medical exam), which will cover drugs for your pre-existing conditions*, OR:
  2. Consider a standard health plan that is medically underwritten (e.g. requires filling out a medical questionnaire), in which case the medical condition will not be covered.

If you have terminated your employee benefits within the last 90 days then you qualify for a special type of no medical health insurance plan called conversion benefits.

No Medical Insurance Quote Apply for Guaranteed Health Plans

Free Services We Offer

  • Get as many free, online guaranteed issue health insurance quotes as you want.
  • Toll-free consultation with a fully licensed, experienced insurance broker whose job is to get you the best plan at the best price.
  • A secure, exclusive online enrolment process.
  • Coverage summaries of these "no medical" health insurance plans.
  • Full online plan details for those who want to dig deep into the coverage details.

Guaranteed Issue Health Plan Features

  • Offers coverage for pre-existing medical conditions.
  • No medical questionnaire or exam is involved.
  • Dental and prescription drug coverage, as well as other core health benefits (e.g. vision care, specialist coverages such as chiropractors, physiotherapists, etc).
  • Issue is guaranteed, you cannot be turned down!

Specialty Plan Types

  • Conversion health insurance plans, designed to take up coverage where your employee beneifts plan left off! To qualify you must have lost your benefits within the last 90 days.

* Note: these "no medical" health insurance plans have less overall prescription drug coverage compared to medically underwritten plans. If you do not have any pre-existing conditions you need covered then you might want to consider an underwritten plan.

- Looking for no medical disability benefits? -