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Personal Group Insurance: Plan Summary

A health plan with substantial coverage that goes beyond prescription drugs and dental!

The following information summarizes the Personal Group Insurance benefits plan. Please note that:

  • For detailed health plan information (coverage amounts and maximums) click here.
  • Executive upgrades are available.
  • You can talk with a personal group insurance expert by clicking here.


Coverage for basic services such examinations, cleanings, fillings, scalings and some extractions.

Prescription Drugs

Coverage for generic based prescription drugs1.

Vision Care

Prescription lenses, frames, contact lenses as well as laser eye surgery. Coverage also available for visits to an Optometrist.

Registered Therapists/Specialists

Covers visits to specialists such as Chiropractors, Osteopaths, Acupuncturists, Naturopaths, Podiatrists, Registered Massage Therapists, Chiropodists, Speech Therapists, Physiotherapists and Psychologists.


Offers medical coverage received in your home by a Registered Nurse (RN), Registered Practical Nurse (RPN), Occupational Therapist, Certified Home Support Worker, Registered Nursing Assistant, Registered Dietician or healthcare aide.

Durable Medical Equipment/Prosthetic Appliances

Coverage for dressings and surgical bandages. Also covers the rental or purchase of medical equipment such as crutches, oxygen hospital beds and non-electric wheelchairs. There is also coverage for prosthetics such as articifial eyes, limbs, casts, splints and breast prostheses.

Accidental Dental

Coverage for any dental treatment resulting from required treatment due to a blow to the mouth or head.

Hearing Aids

Coverage for the purchase and/or repair of hearing aids.

Ambulance Services

Coverage for ambulance trips by either land or air.

Lifeline® Personal Response Service

24-hour monitoring service for people that are dealing with medical issues but still living at home.

1 Generic drug - A generally less expensive alternative to an interchangeable brand-name drug product. Please note: Not all drugs have a generic equivalent. If a non-generic drug is purchased, payment will be based on the lowest generic drug cost equivalent. If no generic brand exists, payment of the brand-name price will be made at the co-payment level of your plan.

® Registered trademark of the Manufacturers Life Insurance Company of Canada.

This plan is underwritten by the Manufacturers Life Insurance Company of Canada.