Better Business Bureau

FollowMe™ Health Insurance Coverage Summary

FollowMe™ is a group conversion plan that offers robust health protection regardless of who provided your previous group health and dental coverage.*

There are four FollowMe plans to choose from - Basic, Enhanced, EnhancedPlus and Premiere.

Please use the following for a brief summary of these plans. For a detailed plan comparison see the FollowMe health plan details page.

1. Dental Services
  • Basic services such as exams, fillings, extractions, denture services, etc.
  • Extensive services such as crowns, bridges, dentures, endodontics, periodontics, and orthodontics (note that coverage depends on the plan type selected).
  • Not covered by FollowMe Basic and Enhanced plans.
  • Only Basic services covered by EnhancedPlus plan.

2. Prescription Drugs

  • Coverage for generic drugs.
  • Shared dispensing fee.
  • Covered by all FollowMe plans, difference is amount of coverage.

3. Vision Care

  • Covers the cost towards prescription lenses and frames, contact lenses and laser eye surgery.
  • Covered by all FollowMe plans, difference is amount of coverage.

4. Hospital Benefits

  • Preferred hospital accommodation in excess of the standard ward room rate.
  • A cash benefit in lieu of the room cost for each day you are not able to obtain preferred accommodation.
  • Semi-private room for all plans, and private room available via the premiere plan.
  • Covered by all FollowMe plans, difference is amount of coverage.

5. Extended Health Care Benefits

a. Survivor Benefit

  • Coverage for one year upon death of an adult policy holder.
  • Covered by all plans.

b. Fracture Benefit

  • Benefit payable for a fractured bone.
  • Not covered by Basic plan.

c. Accidental Death and Dismemberment

  • Benefit payable for accidental death or dismemberment resulting from an accident.
  • Covered by all plans, difference is in amount of coverage.

d. Other Extended Benefits

(Covered by all plans, difference is in amount of coverage)

  • Health Service Navigator®
  • Registered specialists and therapists
  • Psychologists and psychotherapists
  • Speech therapist
  • Lifeline® Emergency Response service
  • Homecare, nursing equipment, prosthetic appliances and durable medical equipment
  • Hearing aids
  • Ambulance services (unlimited ground and air)
  • Accidental dental

6. Optional Travel Insurance

  • Two annual (multi-trip) travel plans offered: 15 and 30 days
  • Coverage for an unlimited number of trips per year
  • No medical questions required
  • Up to $5 million in medical benefits per trip
  • No deductible
  • You can apply if you are under 70 years old
  • Coverage terminates when 80 years old

- Get Quotes | Coverage Summary | Health Plan Details | Travel Plan Details | Apply Now -

* To qualify for a FollowMe group conversion plan you must have lost your employee benefits within the last 90 days. If you want a guaranteed issue plan but have not lost group insurance benefits please consider a Flexcare ComboPlus Starter plan (also offered by Manulife Financial).

FollowMe is offered by The Manufacturers Life Insurance Company (Manulife Financial).