Diabetic Supplies and Medical Equipment

People who are diabetic usually require the following supplies:

• Insulin cases and kits (e.g. syringes, pumps, etc.).
• Monitoring supplies for glucose levels.*
• Testing supplies (e.g. test strips, etc.).
• Diabetic shoes (diabetics have a high risk of serious foot problems).

Personal health insurance covers diabetic medical supplies under Durable Medical Equipment, but most plans require a medical examination.

Health plans with no medical examination that supply diabetic medical supplies are:

1. FlexCare from Manulife Financial. There are two available plan types:

a) ComboPlus Starter Plan: 

• Comes with core dental, prescription drug and health coverage.
• HomeCare and Nursing, Prosthetic Appliances, Durable Medical Equipment: maximum per anniversary year for each of these 3 categories of benefits separately, is according to the following table:
   

  Year 1	Year 2	Year 3	Year 4	Year 5
  $1,000	$1,300	$1,500	$1,700	$3,000

b) DentalPlus Basic and Enhanced Plans:

• Comes with core dental and health coverage (no drugs).
• HomeCare and Nursing, Prosthetic Appliances, Durable Medical Equipment is the same coverage as the Start Plan mentioned above.

2. Basic Blue Choice from Ontario Blue Cross.

   Guaranteed acceptance coverage available to Ontario citizens.

• Ontario Blue Cross is a non-profit organization.
• Comes with core health coverage.
• Medical equipment, nursing care and assistive devices:
  • Maximums are as follows:
     

    Year 1 and 2	Year 3	Year 4+
    $500	$1,500	$2,500

* Note that CPAP machines are not covered.