Better Business Bureau

Saskatchewan Health Plan: Summary of Benefits

Saskatchewan Health is the provincial healthcare plan that is available to all permanent Saskatchewan residents.

Please use the following as a concise summary of Saskatchewan's health care plan.

Affordable Health & Dental Plans

We offer health plans that:

  • Have no medical questions.
  • Are guaranteed acceptance.
  • Come with instant, online quotes.

Health and dental coverage starting from $61.70 per month!

Health Benefits

The following health services are fully covered by Saskatchewan Health:

  • All medically necessary services provided by physicians (inpatient/outpatient).
  • Physiotherapy or occupational therapy.
  • Screening mammography for women 50-69 or when sent by a physician elsewhere to diagnose the condition.
  • Immunization services.
  • Sexually transmitted infections treatment (STI).
  • HIV testing.
  • Drug and alcohol abuse treatment; gambling addiction.
  • Mental health services.
  • Supplementary health services and family health benefits for those who qualify.
  • There may be vision care coverage (e.g. optometrist exams, etc.) IF the resident is: under the age of 18, OR; is receiving assistance from a provincial government agency, or; is a diabetic (Type I or II).
  • Chiropractic services (12 treatments per year).

Saskatchewan Health offers partial coverage for:

  • Air ambulance service (there is a $350 fee).
  • Ground ambulance for seniors (maximum of $275).
  • Public homecare services such as homemaking, meals and home maintenance. Note that private home care services are not covered.
  • Long term care.
  • Podiatry/chiropodist services.
  • Hearing health services (e.g. tests, counselling, hearing aid fittings, etc.).
  • Some major dental services such as surgical procedures, extraction of teeth when medically required, etc. (routine dental services are not covered).
  • Optometric services: coverage for an annual eye exam for residents who: are less than 18 years old or; have diabetes or; have suffered some sort trauma to an eye. See Vision Care and Canadian Health Insurance for more information.
  • Podiatry costs.

There is no coverage for:

  • Prescription drugs, unless you qualify for a drug program (see below).
  • Routine dental services such as cleanings, scalings, fillings, etc.
  • Ground and air ambulance transportation (there is some coverage for ground ambulances for seniors, see "Partial Coverage" above).
  • Eye glasses, lenses, etc. although there MAY be limited coverage for glasses if enrolled in the Family Health Benefits program.
  • Hearing aids (exams may be covered though).
  • Many paramedical services such as psychologists, naturopaths, acupuncturists, etc.).

Drug Plans and Extended Benefits Plans

Saskatchewan Health provides numerous specialty drug plans and extended benefits for those who qualify (see below). For more information go to their Extended Benefits and Drug Plan web page.

  • Children’s Drug Plan: maximum of $25 for prescription drugs for children aged 14 and under.
  • Emergency Assistance for Prescription Drugs: one-time emergency assistance if a resident cannot afford necessary prescription drugs.
  • Seniors Drug Program: residents aged 65 years or older only pay up to $25 for necessary prescription drugs.
  • Exception Drug Status: coverage for specific prescription drugs.
  • Family Health Benefits: health benefits (including but not limited to prescription drugs) for low-income families who: have a low family income, or; are on Saskatchewan Employment Supplement, or; Saskatchewan Rental Housing Supplement.
  • Guaranteed Income Supplement for Seniors: a monthly benefit for residents receiving Old Age Security who have a low income.
  • Palliative Care Program: prescription drug coverage for palliative care patients in the late stages of a terminal illness.
  • Saskatchewan Aids to Independent Living (SAIL) program: financial assistance for residents with physical disabilities.
  • Seniors Income Plan (SIP): financial assistance to seniors aged 65 and over who need financial assistance to meet their needs (helps with more than just prescription drugs).
  • Special Support Program: any resident may apply for this program. Provides assistance to participants who have high drug costs in relation to their income.
  • Supplementary Health Benefits: provides assistance for non-insured benefits to residents who are government wards, inmates of correctional institutions, or are enrolled in one of the income support programs.

Emergency Medical Services

The following are fully or partially covered emergency medical services. Note that no one is refused ambulance transportation.

  • There are user fees that depend on the type of transportation.
  • Ground ambulance fees:
    • A pick-up rate ($245 to $325).
    • Distance rate (per kilometer).
    • Waiting time rate ($50 to $100).
    • Special escort fee (e.g. if you have to be accompanied by a medical professional).
  • Saskatchewan Air Ambulance fees:
    • Flat rate of $350 (the rest of the cost is paid for by the province).
  • STARS (Shock Trauma Air Rescue Society):
    • Air medical transportation provided by STARS, a non-profit organization.
    • $350 per flight.
  • Specialized Transportation Services:
  • Saskatchewan Pediatric Transport Service: transportation for children.
  • Northern Medical Transportation: funding for medical transportation in northern Saskatchewan.
  • Saskatchewan Neonatal Transportation Service: transportation for infants.

- for full details please visit the Saskatchewan Health government web site -

Protect yourself from costs not covered by Saskatchewan Health. Get free, instant health insurance quotes!

                 
(please consider sharing this article)

Last updated February 2017