Newfoundland/Labrador: Medical Care Plan Summary

Newfoundland and Labrador provide The Newfoundland and Labrador Medical Care Plan (MCP) for residents of the province.

Please use the following as a brief summary of MCP coverage and benefits:

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Medical and Hospital Services

MCP covers the following health/dental expenses:

  • Physician and hospital visits (accommodations and meals).
  • Surgical, diagnostic and therapeutic procedures (including anesthetic supplies and services).
  • Medically necessary pre-care and post-care.
  • Maternity care.
  • Radiology interpretive services.
  • Certain surgical/dental procedures that are deemed medically necessary and performed in a hospital by a dentist/oral surgeon.
  • Children's Dental Health Program:
    • Available to all children under the age of 13.
    • Examination every 6 months.
    • Cleaning every 12 months.
    • Fluoride treatments every 12 months.
    • Some x-rays.
    • Extractions and fillings.
    • Sealant treatments.
  • There are also these other dental programs available:
    • Income Support Program Youth: basic dental services for youths aged 13-17 years old who reside in a home that receives Income Support.
    • Low Income (Access) Program Youth: basic dental services for youths aged 13-17 years who are enrolled in the Access Plan of the Newfoundland and Labrador Prescription Drug Program (NLPDP).
    • Adult Dental Program: covers basic costs of dentures for residents clients enrolled in the Foundation Plan, Access Plan and/or the 65Plus Plan.

The following costs are not covered by MCP:

  • Ambulance services: there is a standard $115 fee per ground ambulance trip and $130 fee for an air ambulance trip. Residents receiving Income Assistance MAY have this cost covered by the Department of Human Resources, Labour and Employment.
  • Prescription drugs and vaccines.
  • Medical examinations required by a third party.
  • Eye examinations as well as glasses and contact lenses.
  • Paramedical services e.g. acupuncture, chiropractor, optometrist, osteopath, naturopath, podiatrist and physiotherapist services.

Newfoundland Hospital Insurance Plan

The Newfoundland Hospital Insurance Plan covers:

  • Accommodations and meals at standard rate.
  • Nursing services.
  • Diagnostic procedures, i.e. laboratory, x-rays, nuclear medicine, respiratory therapy.
  • Drugs, medical and surgical supplies.
  • Rehabilitative services, i.e. physiotherapy, audiology, speech therapy, occupational therapy.
  • Surgical and medical day care procedures.

These services are not covered by the hospital plan:

  • Ambulance services except for inter-hospital transfer.
  • Procreative treatments and reversal of sterilization.
  • Drugs and appliances for use outside of hospital.
  • Private duty nursing.
  • Services without specific medical indication i.e. x-rays for cosmetic procedures, etc.

Drug Coverage

Financial assistance is provided under the Newfoundland and Labrador Prescription Drug Plan for residents of the province who are eligible for:

  • The Foundation Plan: for all people who are in financial need.
  • The 65Plus Plan: for seniors who receive OAS and the GIS.
  • The Access Plan: for individuals/families with low incomes.
  • The Assurance Plan: for individuals/families experiencing very high drug costs.

- for full details go to the Newfoundland government's Medical Care Plan web site -

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Last updated March, 2015