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Insurance carriers do change their rates and/or their policies.
The table below lists any changes insurance carriers have made. If you have any questions please feel free to
contact us.
| Insurance
Carrier |
Approx.
Date |
Description
of Changes |
| Sonata
Health |
Oct.
15, 2001 |
•
Policies and rates modified. |
| Ontario
Blue Cross (Blue Choice) |
May
1, 2002 |
•
Rates modified.
• Hospital cash removed. |
| Liberty
Health (FlexCare) |
May
1, 2002 |
•
Rates modified for Ontario,
Alberta, Manitoba and B.C.
• CARELine no longer
available.
• DentalPlus Basic and
Enhanced core plans's
yearly maximums modified |
| Sonata
Health |
Oct.
1, 2002 |
•
Rates modified. |
| PlanDirect |
Oct.
1, 2002 |
•
Rates modified. |
| PlanDirect |
Jan.
1, 2003 |
•
Rates modified. |
Ontario
Blue Cross
(Blue Choice) |
April
1, 2003 |
•
Rates modified. |
Liberty
Health
(FlexCare) |
May
1, 2003 |
•
Rates modified. |
| Green
Shield |
May
17, 2003 |
•
Rates modified. |
| Sonata
Health |
Oct.
1, 2003 |
•
Rates, maximums,
reimbursement levels
modified.
• Oral surgery added to
Scale 2.
• 3-month dental waiting
period added. |
Liberty
Health
(ConversionPlus) |
Nov.
1, 2003 |
•
Rates modified. |
| Sun
Life Financial |
Sept.
8, 2003 |
•
Rates modified. |
| PlanDirect |
Jan.
1, 2004 |
•
Rates modified.
• Vision Care max. increased
for all plans except Value
and Advantage. |
Maritime
Life
(FlexCare) |
April1,
2004 |
•
Rates modified.
|
Blue
Cross
(Blue Choice) |
April
1, 2004 |
•
Rates modified.
• Coverage for wigs as result of chemotherapy added to Assistive Devices
benefit.
• Acupuncurist coverage added to Registered Specialists and Therapist benefit.
• Physical Rehabilitation Therapist included in Physiotherapist benefit.
|
Blue
Cross
(Basic Blue Choice) |
April
1, 2004 |
•
Rates modified.
• Splints and braces added to Accident, Sickness Insurance benefit.
Plaster casts removed.
• Periodontal scaling and root planing increased to 8 units per calendar year.
• $7 perscription drug fee removed.
|
| Sun
Life Financial |
Sept.
1, 2004 |
•
Rates modified. |
| Sonata
Health |
Oct.
1, 2004 |
•
Rates modified. |
| PlanDirect |
Jan.
1, 2005 |
•
Rates modified.
• Basic plan now has paramedical coverage.
• Added optional Major Dental rider. |
FlexCare
(Manulife Financial) |
Jan.
1, 2005 |
•
Rates modified.
• Best Doctors added to core plans.
• Various coverages increased. |
FlexCare
(Manulife Financial) |
May.
1, 2005 |
•
Rates modified. |
| Sun
Life Financial |
Sept.
1, 2005 |
•
Rates modified.
• Smoking cessation aids added, some maximums
increased. |
FollowMe
(Manulife Financial) |
Jan. 1, 2006 |
• Rates modified.
|
| PlanDirect |
Jan. 1, 2006 |
• Rates modified. |
Blue Choice
(Ontario Blue Cross) |
April 1,
2006 |
• Rates modified. |
Basic Blue Choice
(Ontario Blue Cross) |
April 1,
2006 |
•
Rates modified.
• Unlimited number of 15-day trips out of country
($5,000,000 in travel insurance). |
| Green Shield |
May 1, 2006 |
•
Rates modified. |
FlexCare
(Manulife Financial) |
May 1, 2006 |
• Rates modified. |
| Green Shield |
April 13, 2006 |
•
New plan launched (Prism Spectra Plans). |
FollowMe
(Manulife Financial) |
December 1,
2006 |
• Rates modified. |
FlexCare
(Manulife Financial) |
February 1, 2006 |
• Travel benefit maximum increased to $5 million.
• Extended Health Care benefit maximums increased. |
Blue Choice
(Ontario Blue Cross) |
April 1, 2006 |
• Rates modified. |
Basic Blue Choice
(Ontario Blue Cross) |
April 1, 2006 |
• Rates modified. |
FlexCare
(Manulife Financial) |
May 1, 2007 |
• Rates modified. |
Blue Choice
(Ontario Blue Cross) |
October 1, 2007 |
•
Rates NOT modified.
•
Increase for hospital room.
•
Increased paramedical coverage. |
Basic Blue Choice
(Ontario Blue Cross) |
October 1, 2007 |
•
Rates NOT modified.
•
Increase for hospital room.
•
Increased drug benefits. |
| Green Shield |
January 1, 2008 |
•
Rates modified. |
FollowMe
(Manulife Financial) |
January 1, 2008 |
• Rates modified. |
Blue Choice
(Ontario Blue Cross) |
April 1,
2008 |
• Rates modified. |
Basic Blue Choice
(Ontario Blue Cross) |
April 1,
2008 |
•
Rates modified.
• Increased drug
coverage. |
FlexCare
(Manulife Financial) |
May 1,
2008 |
• Rates modified. |
| Sun Life Financial |
Sept. 1, 2008 |
• Rates modified. |
FollowMe
(Manulife Financial) |
January 1,
2009 |
•
Rates modified. |
Blue
Choice
(Ontario Blue Cross) |
March 1,
2009 |
•
Rates modified (increase and decrease). |
Basic
Blue Choice
(Ontario Blue Cross) |
March 1,
2009 |
•
Rates modified (increase and decrease). |
Blue Choice Balance
(Ontario Blue Cross) |
March 1,
2009 |
•
Rates modified (increase and decrease). |
Flexcare
(Manulife) |
May 1, 2009 |
•
Small rate increase. |
Sonata
Great West Life) |
October 1, 2009 |
•
Rate increase. |
|
Sun
Life Financial |
October 1, 2009 |
•
Rate increase. |
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