Better Business Bureau

No Medical Health Plans Comparison

Please use the table below to compare and contrast the following guaranteed issue health plans.

For full coverage details see the guaranteed issue details page or click one of the Plan links below.

Insurance Plan Dental Coverage? Amount of Dental Coverage Prescription Drug Coverage? Amount of Drug Coverage
Flexcare:
ComboPlus Starter Plan
Yes - 70% of 1st $575
- Total benefit payable is $400 per year
Yes - 70% of 1st $750
- Total benefit payable is $525 per year.
Flexcare:
DentalPlus Basic Plan
Yes Year 1:
- 50% of first $1,150.
- Total payable per year is $575
Year 2+:
- 80% of first $300
- 50% of next $850.
- Total payable per year is $665
No No
Flexcare:
DentalPlus Enhanced Plan
Yes Year 1:
- 70% of first $1,200.
- Total payable per year is $840.
Year 2+:
- 100% of first $500.
- 60% of next $700.
- Total payable per year is $920
No No
Blue Vision:
Express Plan
Optional* - $1,000 per accident (always comes with Express plan)
- Optional Dental:
- Preventitive and Basic Care: 70% 1st year, 75% 2nd year and 80% all following years.
- Major Restorative: 50% starting the 3rd year, to a maximum of $500/year.
Overall Maximums: Year 1 is $750, Year 2 is $1,000, and Year 3 is $1,250.
Yes - 80% coverage.
- Maximums per insured:
- $500 1st calendar year.
- $750 following years.
FollowMe:
Basic Plan
No No Yes - 80% coverage.
- $450 per person per year.
FollowMe:
Enhanced Plan
no No Yes - 80% coverage.
- $1,000 per person per year.
FollowMe:
Enhanced Plus Plan
Yes - 80% coverage.
- Maximums:
- Year 1 is $700
- Year 2 is $850
- Year 3+ is $1,000
Yes - 80% coverage.
- $1,000 per person per year.
FollowMe:
Premiere Plan
Yes - 80% coverage.
- Maximums:
- Year 1 is $800.
- Year 2 is $1,000.
- Year 3+ is $1,500.
Yes - 80% coverage.
- $2,200 per person per year.
Sonata:
Core Plan
**
Yes - 70% coverage (routine services).
- $350 per person per year.
Yes - 70% coverage.
- $500 per person per year.

* The Blue Vision Express plan has accidental dental as part of its core coverage. Routine dental care (e.g. examinations, fillings, etc.) is an optional benefit.

** Only the Sonata Core plan is guaranteed issue. All other plans in the brochure are underwritten and have medical questions.