Better Business Bureau

Canadian Guaranteed Issue Health Insurance

People that need health insurance sometimes have pre-existing conditions, and if this applies to you then you have two options:

  1. Consider a guaranteed health insurance plan (no medical exam), which will cover drugs for your pre-existing conditions*, OR:
  2. Consider a standard plan that is medically underwritten (e.g. requires filling out a medical questionnaire), in which case the condition will not be covered.

Special! For a limited time the Manulife FollowMe group conversion plan does not require employee benefits coverage within 60 days of applying for FollowMe! Offer expires on December 7. (FollowMe is included in our guaranteed issue health plan quotes).

No Medical Insurance Quote Apply for Guaranteed Health Plans

Services Offered

  • As many free, online guaranteed issue health insurance quotes as you want.
  • Toll-free consultation with a fully licensed, experienced insurance broker whose job is to get you the best plan at the best price.
  • A secure, exclusive online enrolment process.
  • Coverage summaries of these "no medical" health insurance plans.
  • Full online plan details for those who want to dig deep into the coverage.

Guaranteed Issue Health Plan Features

  • Offers coverage for pre-existing conditions.
  • No medical questionnaire or exam.
  • Dental and prescription drug coverage, as well as other core health benefits (e.g. vision care, specialist coverage, etc).
  • Issue is guaranteed.

Specialty Plan Types

  • Conversion health insurance plans, designed to take up coverage where your employee beneifts plan left off! To qualify you must have lost your benefits within the last 60 days.

* Note: these "no medical" health insurance plans have less overall coverage compared to medically underwritten plans. If you do not have any pre-existing conditions you need covered then you might want to consider an underwritten plan.

- Looking for no medical disability benefits? -