Canadian Guaranteed Health Insurance

People that need health insurance sometimes have pre-existing conditions, and if this applies to you then you have two options:

  1. Consider a standard plan that is medically underwritten (e.g. requires filling out a medical questionnaire), in which case the condition will not be covered, OR:
  2. Consider a guaranteed health insurance plan (no medical questions), which will cover your pre-existing condition(s) and also provides prescription drug benefits.

If you have terminated your employee benefits (i.e. group coverage) within the last 60 days then you qualify for a special type of no medical health insurance plan called "conversion benefits", which do not require a medical. A conversion benefits plan is specially designed for people who were previously covered by an employee benefits package.

No Medical Insurance Quote         Apply for Guaranteed Health Plans

Guaranteed Issue Health Insurance Features:
  • Offers coverage for pre-existing conditions.
  • There is no medical questionnaire.
  • Offers dental and prescription drug coverage*, as well as core health benefits.

- Looking for no medical disability benefits? -

* No medical health insurance plans have less overall coverage compared to medically underwritten plans.