Canadian Guaranteed Health Insurance

People that need health insurance sometimes have pre-existing conditions, and if this applies to you then you have two options:

  1. Consider a standard plan that is medically underwritten (e.g. requires filling out a medical questionnaire), in which case the condition will not be covered, OR:
  2. Consider a guaranteed health insurance plan (no medical questions), which will cover your pre-existing conditions and also provide prescription drug benefits.

If you have terminated your employee benefits within the last 60 days then you qualify for a special type of no medical health insurance plan called "conversion benefits", which do not require a medical.

No Medical Insurance Quote         Apply for Guaranteed Health Plans

Services Offered

  • As many free, online guaranteed issue health insurance quotes as you want.
  • Toll-free consultation with a fully licensed, experienced insurance broker whose job is to get you the best plan at the best price.
  • A secure, exclusive online enrolment process.
  • Coverage summaries of these "no medical" health insurance plans.
  • Full online plan details for those who want to dig deep into the coverage.

Guaranteed Issue Health Plan Features

  • Offers coverage for pre-existing conditions.
  • There is no medical questionnaire.
  • Offers dental and prescription drug coverage*, as well as core health benefits.
  • Issue is guaranteed.

* No medical health insurance plans have less overall coverage compared to medically underwritten plans.

- Looking for no medical disability benefits? -


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